USDA loan might be a great option when financing your home purchase. A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you to purchase a home with no money down. This makes owning a home more affordable if you live in a qualified area. Keep in minds as a Wholesale Brokerage we offer the best USDA Mortgage Loans options. 

The top five key benefits of USDA rural development Mortgage Loans.

1) USDA Mortgages offer up to 100% financing for qualified buyers who purchase in an eligible area (More Rural). 

2) No Closing costs on USDA loans.  These can either be paid by the seller or financed too.   Making the mortgage loan more affordable. No upfront fees.

3) To be eligible for most USDA loans, household income must meet certain underwriting guidelines.  USDA loans are about affordability.

4) The home you want to purchase must be eligible and located in a rural area defined by USDA. Please inquire if your new home qualifies. 

5) Lower credit scores are acceptable for underwriting.